A public adjuster is a professional claims handler/claims adjuster, licensed by the State of Florida, who can legally represent an insured party (homeowner/business owner) during an insurance claims process. Typically, public adjusters help the insured receive the maximum amount of indemnification for their claims.
Typically these costs are a small percentage of the maximum settlement from the insurance company.
No. Public adjusters work for the insured. Insurance companies DO provide their own adjusters, with the company interest in mind. Public adjusters simply advocate on YOUR behalf to ensure you are receiving the most from your policy.
While most cases in Florida allow you up to 3 years to report a claim, each company functions differently and may have verbiage in their contracts that makes filing a claim older than 6 months quite difficult.
Homeowners who assess the damages to themselves almost ALWAYS under value the damage severity. However, Atlantic Property Adjusters offers FREE inspections. Because public adjusters work in your best interest, you can be sure the damage is properly assessed.
Yes. Because you are entitled to receive the maximum coverage for your losses, we will re-open the claim and fight to recover the full amount you are entitled.
Claims are denied for all kinds of reasons. Call Atlantic Property Adjusters to review the claim, review the damages, and properly assess the loss. Insurance companies do not have your best interest in mind. Insurance companies are for profit, meaning the less they pay in settlements, the more the company profits.
Yes you can. Each claim is different, and as such we must review the issues involved. Give Atlantic Property Adjusters a call and schedule an obligation free meeting/inspection.
Since property damages aren’t limited to Flood, Fire, Storm, and Vandalism, it’s best to call an adjuster to determine the extent of the damage – no matter how small. Often, a simple leak can be ignored and result in major damages down the road.